Today I want to send 978 usd to Philippines which is 50,592.43 php. When I convert to Euros that is 873.36 converted to php is 50,636.50. When I go to SendValu I send 868.649 my recipient gets 48,486.53 php. You are charging me 13.27 Euros for credit card fees for a debit card coming directly out of my account. What all is wrong with this picture? You are charging me 2,200 php for blue sky? And 13.27 Euros to take dollars from my bank as a credit card fee when it is not a credit card. 2.69 Euros for a trans action fee above that, no problem if that was the only fee but you are charging me 55 or 60$ above that? This does not seem right to me.