They sell me United Insurance Company policy. While selling the policy it was 5 star service. But once I lost Credit Card and it was misused and I called them they said number of Insurance Company is written and you can call them directly. The number which is given it is no reply no matter what you do from another country you can only call. Once I am back, now they are saying you should have contacted from abroad. Still trying to contact UIC but all numbers including UAN number is no reply. I don't know about other companies but UIC is definitely not providing any service and smart choice decline any responsibility after sales. I still doubt this review will appear, but I will suggest pay some more amount and get the policy directly from a recognized Insurance Company because an insurance policy is useless, if you cannot use it once you are in need. It was the least what a company had to compensate for credit card a fix amount irrespective of my financial loss. Allah forbids if it could be much more then that what would be agony. Lastly, while buying I asked them how to claim and they said abroad you menage yourself and bring all documents. But now once I asked they said you should have contacted from abroad on numbers which are always no reply. Beware and choose wisely.