I had a criminal record that deprived me of so many opportunities alongside 17 hard inquiries and about 13 derogatory items which messed up my report and lowered my credit score to low 444 (TransUnion) 443 (Equifax) 510 (Experian). After my pastor told me about XAP Credit Solution. I reached out immediately and complied with all that he said, after about four days I was asked to pull my report to confirm the job has been done. Oh Yes...... My score is now 810 average across the 3 credit bureaus and all of those items are removed permanently. I strongly recommend them to anyone who’s in need of a credit fix. Email on: X A P C R E D I T S O L U T I O N AT G M A I L DOT C O M or Text: ‪(801) 988-9890‬