After upgrading our cruise cover to comprehensive, which meant taking out a new policy and not getting refunded the original policy cover, extremely annoyed to find they would not pay out accordingly when our holiday was altered due to Covid. All we received was a small amount for each of the 5 days we were in isolation despite the second part of our holiday being cancellled as a result. We lost a large amount of money which they would not compensate us for. What we received did not even cover what our policy cost so I would not on any account recommend this company.