Had to claim on policy last year after being hit from behind- no policy documents were issued to me. Quindell handle the claims for Swinton- service was appalling- took 17 calls before I was even dealt with and this was only as a result of emailing their CEO. all of a sudden customer service rang promising to call back and gave her name as Sarah- never heard from her again!!!. complained again, was told that the man would be personally handling the claim, asked when paperwork would come out - the normal paperwork where you draw diagrams!!. I was told by him that it wasn't necessary. 3-4 weeks later the paperwork came out, I contacted the man by email asking why he told me it wouldn't be needed and now I have recieved it- he never responded. it was bad enough being involved in an accident that wasn't my fault- but you expect reasonable service. Swinton rang me last week to renew my policy and I told them again I would not be renewing due to my experience with Quindell. I will be going back to Churchill next renewal- you get what you pay for!!!!!