I know a financial-tech expert who can help you repair your credit and clear your negative balance, I want to thank Elitecreditandinvestment at GmaiL dot Com for helping me with my credit profile, You can get in touch with him 302 364-6531 and tell him I referred You, I did not have a good credit profile, I used to have a 540 score on TransUnion and no credit on Equifax, I had negative profile on the 3 bureaus, I needed to get a loan to start my business, I could not get a good loan because of my bad credit profile. God was so good to me, I later met with a credit bureau specialist and instructor, who created a credit profile for me with no bankruptcies,added good tradelines, and now my business is booming because of him, he increased my credit by over 250 points. Now I'm scoring 790 all thanks to the expertise from Elite Credit And Investment. write directly to the gmail addr to get relative credit assistance.