Avoid with all cost. Bought Landlord insurance trough Swinton insurance and now dealing with one aro underwriter ane davis claims department and insurance company Allied world himself. Two months still can not do any works after escape of water as they all have lack of communication. Raised complaint but same story they all passing to each other. Avoid at all costs better go straight to insurance provider. Policy nr :WPP591560274. Claim ref:17871316937. Event forwarded all emails to them so they can see each other but not helping. Finally after two moths chasing and calling to all of them received outcome from Davis claims offering some cost to cover refurbishment but only after refurbisments done. It's a joke right, quotes i received from builders expired after month becouse of delays caused by all of them they offered lowest sum but refurbishment company can not offer same quote as expired they can only offer new on which is £1000 higher now. . And they offered to pay only after refurbisment done and twice les than cost. I never ever have so much stress in my life plus losing the tenant as can't do any refurbishment until they confirmet i can and they cover all costs. Not for busines, not for people. Companys like this called scammers. Will take this matter further to FOS or if needed to court.