The process to obtain insurance was straight forward and easy enough. The quote was oneof the lowest and for good reason. Please pay attention to the fact that even though the advertising says free hire car, free driver protection, etc, etc. These free offerings are so basic as to be virtually worthless, and then of course you have to pay a good deal extra for the " upgrade" significantly raising the premium. You get nothing for free in life but it would be more honest if yoga just offered the decent cover in the beginning. This, however, would make them far less attractive and drop them down the comparison charts. Caveat emptor. Buyer beware.