At first it took me about 8-9 months to get past 50.00 as soon as I was a few hours late on a payment they reduced it was disappointed because I worked hard to pay early and before time and for them to act like I wasn’t going to pay my bill 15.39 really I really forgot it was scheduled for the 16 I truly thought it was for the 18 I realized it was my mistake but I really thought they would be a little more professional than what I seen when I opened up the app Account was locked and I had a 7 .00 extra charge but what was crazy they took 79 cents off my card but not the 15.39 crazy I’m going to pay it out and I’m done wythis app