“bonus rates can change, and they have changed a lot in the past. I'm always confused if its 2%, 2.5%, 3.01% (like now), or smth else. Changes every few months, feels like. Plan benefits also vary by country, I think NL gets the most benefits, for improving the plan. Have to check for your own country, if there are even advantages to paying like 10 euro more. For me, there wasnt, I am on simple core, and doing more than fine. Have no reaasons to switch to pro...”
“bunq’s auto round up is what I’d like to talk about. You know every payment saves a little bit without me thinking about it, and after a month there is a nice small amount sitting there. I just use this money to spend on fun stuff.”
“bunq is a nice bank if you want to use it mainly for budgeting. I opened a few IBAN accounts which help me send abroad without any restraints. When my salary comes in, I just distribute my money into diff categories: bills, food, and savings. It keeps me from touching money I should not touch. xD”
“I mainly use bunq because it offers multiple accounts for different purposes. I just use one bank card, but I created a few accounts for different money pockets, one for small stuff, one for big purchases, another one for subscriptions and so on. That actually changed how I spend because I no longer mix money and that helps me to keep track of my budget more efficiently. Overall, the app feels reliable and I didn’t notice any serious drawbacks while using their services.”
“It’s not my first experience with a digital bank. I had an account with another one and one day out of nowhere they blocked my account with some money in my account. It took me so long to get those money back and I still have no idea why I got blocked. I opened bunq acc pretty quickly and in the last three months I had no issue whatsoever.”
“Verification was really simple, did not expect to get access to the banking services this fast. Bunq app was a unique experience, but the pro version seemed a little bit pricy.”
“I'm using a bank for managing my multiple income streams. They allowed me to create many money pots and automatically distribute the income to the needed pot. Thinking of firing my accountant lol.”
“bunq app is very easy to use even if you havent used any online banks before. the best part is the notifications that allow me to keep track of every cent and then to monitor where I need to tighten my spendings”
“money is protected so it's nice, up to 100k and savings are now better with the bonus, 3.01% . After the first 6 months i was planning to stick it into 12 month.. but then im just doing regular savings and investing instead. proper security in the bank, for sure.”
“Its EUR savings right now is 1.51% base rate, they raised it. I got above 3% for a while, and I also got the 'bonuses' from the wheel for a time, and that was pretty amazing, some increase on top of all of those too.
The trade-off for bunq is that it depends on plan, a bit, and on the country - the availability. Like, for me, stocks are still not there, because they've not accepted my country into the plan. So check for your coutnry, can literally just ask the bot if you're there. It answers simple questions like that with ease, in my experience.”
“I kinda like the bunq app. it’s simple but at the same time very functional. and the navigation doesn’t take time, everything is easy to access and find.
also the security of it is on the high level. never heard of bunq accounts that were compromised or whatever.
the budgeting feature is the thing that I use the most so far. really helpful and it doesn;t need much time for setting up.
the ai support is still not my favorite but I don’t use it that much”
“being a student in Germany it was very convenient to use the bunq app without my documents in place because it takes time after admission.
but I ahd some urgent spendings related to my move to another country so I could take care of it”
