“as per my niece's recommendation I became a bunq user - well, so far I have no major regrets. quite affordable, except for the elite plan...but on my pro plan I ve got so many features. I can even invest in stocks - and fees are reduced comapred to lower plans.
One thing is deposit % rate - want to see higher, but ofcoz I know - depends on ECB decisoon...”
“lots of users on bunq, its reassuring because its a sign of security. more people signing up and using is always nice, sign that bank is growing. but the negative effect of it is support being slower.”
“Bank is quite nice inside, in the app I mean haha. Lots of ibans and Im like using 7 of them for different purposes. of course some i use more than others. but still the whole idea of splitting your spending into categories works well with me. only minus is support i tried to reach it once but they didnt answer fast”
“I opened an account. The process was pretty simple. Same for the verification. I uploaded only my id card. Got verified pretty quick after that. In this regard they have done an extraordinary job. But then it gets overwhelming when you start exploring the app and its features.”
“For budgeting i used different apps like expense tracker or something, after switching to bunq i started do budgeting right in the app and put alert to limits on my spendings which was i guest best feature of the app. Since the bunq had other option like investing in shares you started saving some money and thinking about buying stocks. I am not a fan of crypto therefore I stick with etfs and blue chip stocks. Commissions were rather higher than expected, nevertheless i kept do my budgeting with this app.”
“Thank god i chose credit card, i was using my own money however decided to add a credit card just in case. Was out of city for the weekend a run out of my own money and had choice to use credit card. I paid it my hotel room with that card last day. Eve though the credit limit was not much was enough to pay some unexpected expenses”
“Good support. I was able to get in touch pretty quickly. And I like that they didn’t send us through those boring and useless chat bots, but you get to talk straight with an agent. This make the process a bit slower, you can wait for couple of minutes, but i would better wait to talk to an agent rather than chat with a machine”
“In the end I needed to decide which one to choose between buns and n26 and decided to give bunq a chance. Just opened the account and indeed it was a simple and fast procedure. All the features that were listed on their website are in the app, nothing is missing so far and this was one of the reasons I decided to go with bunq. So it’s good”
“Using bunq daily. the app sorts savings and travel automatically every month
Finn AI answers simple questions very quickly. Virtual cards add security. App clean and notifications instant.
wish biometric had extra verification for larger transfers.”
“With my buddies opened joint accounts for rent payment, the useful part was we could see all of the activities. We put money into account so by the end of the month the right amount would be completed for rent. Great feature for team work if you have a common goal.”
“What i loved about the bunq was really easy registration process and it was paradigm shift, why you may ask. Well let me explain. So i have been investing in the stock market byung shares bonds and and some etfs. Before the regular used to ask ton paper and you had to prove this and that, why here was really simple.”
“It’s an okay digital bank, but i don’t get the hype about them, tho… i have an account with a few digital banks, and all of them look alike. Okay, bunq has way more features in the app and this is their main selling point i would say, or main advantage over the other. But after more than a month of using it, the features that you use on day-to-day basis are pretty much the same that are available with all other digital banks. Still, it’s an okay choice if you consider, but as i said, all those new digital banks look alike”
