“bunq hype made me expect a revolution. What I got was a good banking app with solid travel features. Zero FX fees abroad are real and useful. But the investment tools are basic and the premium plan costs more than it should. Good not great.”
“pricings are the only thing that is like a minus, for free the crypto is like 1.99% per trade ,but the same interest rates. i got a pro plan and its better with the investing, but still same interest and bonus rate”
“I’ve really ended up using the automatic savings alot on bunq. I set it up to move small amounts into my savings automatically - dont have to remember to do it myself. At first I wasnt sure I’d notice much difference, but after a few months it actually adds up. I like that it happens in the background without me having to think about it. for me it’s made saving feel way less effort.”
“The sub-account budgeting on bunq distributes my salary on payday into dfferent baskets: rent utilities, savings and travel. great tool for managing money.
Also the app is nicely done with good security features.”
“Virtual cards for online shopping are a nice security touch. Create new ones per subscription and delete if anything looks off. Worth bunq for that alone.”
“they have quite some features for a bank of this size. i thought there will only be basic baking. but they have a lot of other features too. idk when crypto found its way into banking, but iam still not on good terms with it. I dont mind stock trading and investing.”
“J'aime que bunq soit une banque avec licence complète et littéralement on peut pas trouver un inconvénient objectif. Même un plan gratuit est inclus, même s'il est assez basique”
“they managed to create a versatile app to use it in many ways. i dont think i need all of the features. but who knows maybe some time later i can use. i was against the crypto, but now im more open to it. Stil i better tried stocks first, because its less risky anyway. just daily features and outgoing payments are nice. its what i use it for, banking and sending money. saving is not really my thing ,especially with the base rate being so low.”