“I have Pro plan and I like almost everything about it. the banking side is awesome with all the budgeting stuff and high saving interest it’s definitely worth trying.
I think the price for it could be cheaper but right now everything is getting expensive”
“Well they don’t lie that it’s possible to open an account in 5 min even without docs (for some limited period of time). Took me basic KYC and boom I could budget, send money in the EU, and even invest. The thing is that I needed to buy a subscription to really enjoy the app. Without a paid plan, features are limited. Couldn’t even have a physical card, until I subscribed for a core plan. But it turns out this one has its own limitations too. Poorer budgeting tools for example. Anyway, never disappointed me whatever feature i USED.”
“For now using it for my lesser payments, like it can be some bills or maybe online shopping.
Its not a bad bank to be honest, they have the licence and security is there.
Support is lacking, and maybe some more community features.”
“Not gonna lie, my experience with bunq isn’t perfect, but mostly good. I’m glad that my account opening was smooth, and I didn’t have any troubles with KYC procedure.
It took me a while to understand how to navigate through the bunq app, but thanks to AI finn assistant, it was a bit easier. Glad that when I asked some questions from the support, they weren’t giving just generic responses, they actually went deep and explained all the subtleties.”
“Using bunq as my primary bank. The salary auto-distribution into sub-accounts freally affectedmy financial habits in a better way. Rent savings and travel sort themselves.
investment features need some improvement still altjough I use it from time to time.”
“saving is now harder and less profitable than it used to be. you gotta invest, and they have the conditions for investing. though having better plan saves you on pricing”
“It took ages to get the physician card but it didn’t complicate my life at all. In the meantime you can use a digital card without any issue. Works everywhere”
“It’s noticeable that bunq did its best to offer convenient features for people who actually budget. I created multiple sub-accounts, and separated them for diff categories: fun money, travel, savings, and so on. That makes budgeting more disciplined and clearer. My only complaint is that it would be nice if they add more AI tools in the future.”
“couple of points about the bank:
- support is really slow in the tickets. and some things finn cant handle, this they gotta fix. Theres SOS too but luckily i didnt have to get urgent help so far
- interest rate is 1.51 on average. Bonus is better with the 3.01%. but if your 6months period is over then it makes sense to change the saving strategy.
so you either get to investing or do other things like lock the money for 12 months or over.
second side of banking is spending, and here bunq is nice with all the features and insights”
“Not a fan of anything innovative, when it comes to services that rather should remain conservative, still decided to give a shot to bunq because of its features mainly that could potentially helped me to manage my finances better. It was cool before I lost access to these features because of subscription. Still, no reliability issues, which is critical for any banking app.”
“Loved those stylish bank card, bunq allowed to open student account which was surprising. At the beginning had some complications with proof of student enrollment, but later issue was solved.”
