“their safety systems are nice. but i dont like how delayed payments can sometimes delay even a legit payment. but its ok after 24 hours anyway though. I like the insurance, up to 100k means ican store up to 100k with safety of mind.”
“bunq metal card gets all the attention but honestly its the zero FX fees when travelling that saves actual money. Aesthetics are nice function is better.”
“I'm using this for creating savings goals, works well enohgh. I created several opnes, and app tracks them and distributes my funds automatically when I receive salary. Dont use it for much else.”
“The metal card gets all the attention but honestly the real value is the Finn AI chatbot. It handled my transfer question in seconds when my old bank would have put me on hold for 20 minutes. Still just 4 stars because it struggles with complex queries.”
“I’d drop the idea of using this mobile app without a subscription and even skip the core plan. It simply doesn’t make sense to use it, since features are quite limited. 1 physical card+ 5 virtual cards, it’s not what you expect for paying 4 euros per month. However, once I tried a pro plan, everything changed. Could save on some banking fees, use budgeting fully (Including salary sorter). Here I started to feel that bunq is not another mobile bank with just a different interface”
“I’m on bunq Core and honestly, I’ve really warmed to it. The instant payment alerts and easy card controls make daily banking feel so much smoother. A few things could be better, but overall I’m happy with it.”
“Did a comparison with n26 and bunq, and im here because i feel like its better overall. feature wise, and cost wise too. outgoing payments in euro good. but saving is low. 1.51% only - base.”
“it was interesting for me seeing they have licene first in so many years, dnb licence too. €100k insurance , not only this feature they have more stuff for protecting money.
22M+ people mean its great but support is going to struggle ,so i can see already.”
“Aktien ist definitiv interessant zum Lernen, bin neu dabei. Aber anscheinend bekommt man mit einem besseren Plan günstigere Gebühren, das find ich nicht gut.”
“app works as they promised. i am glad with this, because i dont ;like when it freezes in app. i use some of the features, and joint account too this help me stay on same side about finance. i send some money each month, its not expensive.”
“The multiple IBAN setups sounded interesting to me, the value seemed to be there. The monthly fees are a bit high, but on the core version, its not bad. budgeting also adds to it, and overall interest rate seems to offset the sub fee by about how much its worth. So it could be great value, but as it stands, its ok value.”