“Pretty good. Would recommend if you need a digital bank. I checked a couple of options, most of the popular ones i could find online and decided to proceed with bunq. I can confirm that the account opening procedure was indeed fast and simple”
“bunq offers diff subscriptions and that makes them more flexible because not everyone wants to use the elite tariff. It’s kinda expensive for me, so bunq core suits me more because I mainly use it for exchanging money at best rates.”
“the bunq app is incredibly easu to use. I had an ap from one of the offline banks that was so confusing so I literally was getting mad after a while.
here everything is very intuitive. it’s kinda easy to open sub accounts for saving and allocate the extra money into different currencies.
I keep part of my savings in usd and gbp just to have an extra 3% on the saving interest
also I like the green initiative. that’s what any conscious business should do”
“The free trial with all features sound too good to be true, however, they really gave me a chance to test everything they had at once. I did. The problem that I face after, is that their subscriptions are unbalanced. Like I didn’t need travel insurance and atm withdrawals, but at the same time, needed features like salary sorter and invoice scanner were missing on cheaper core plans that I wanted to use initially. If only they allow you to build up a subscription on your own, picking up only what you truly need… Their banking features are great after all.”
“Feature wise: everything is nice. they have a lot of features for daily banking, obviously the salary sorters and money pots. and the investing feature is very big. Like people who wanted to actually startt investing dont need to go anywhere and begin here.
SecuritY: in this case I think everything is nice too, like 100k insured and many features for safety.
Pricing: not sure here, they have a big rough pricing. like for outgoing payments and more.”
“Solid interest for first 6 months, later - not that much. Its about on par with everybody else after 6 months, maybe just a touch higher. But why Bunq wins over others to me is that I can invest in stocks at the same time, and even partial stocks, whatever sum I have available to me at the moment. Tons of other stuff available as well. There's even Money Pockets, to organise my separate goals. And its all one app, not two or thrree.”
“The interface of the app is good. It’s easy to locate things even though there are a lot of features to explore. A couple of days to get how it works, at least from my experience. The design is a little dark, not good for my eyes, I prefer something lighter. Anyway, convenience was more important than looks for me.”
“Stocks trading is nice there. They didn’t charge any fees for the first 3 months, they didn’t ask to fill any docs, and offer fractional shares (well I can’t pay like $500 to get one stocks). Tbh couldn’t say the same about usual saving accounts. Interest rate is not the highest for euro and I don’t think it outperforms stocks as a saving option.”
“Imo core account needed to have some features, like salary sorter and some free things, maybe at least one atm withdrawal per month. For banking here, I don’t have any complaints.”
“It does what it says… and since there are a lot of features i was curious to see if they overpromise but it turned out that each feature i tried in these three months since i opened an account, it worked fine. Just have an impression that the most useful features are already integrated into the core plan, all others are extra and useful only in specific citations, not on a daily basis. But maybe for someone it’s on a daily basis… this is why i appreciate they gave us options to choose a banking plan”
“Investing is a better idea than saving an account here. This conclusion I drew after having shor-term deposit. Seems that they’re quite slow to react to actual rates by the same ECB. When it came to investing, it was a different story. Cheap to buy stocks or an ETF, 3 months without any commission. Returns are bigger as I see.”
“Started my saving with bunq, before that i had to cut the fat and find out what stupid pucheses ive making. Was not sure could the bunq help me with that cuz it said so and started digging in. Actually it was easy the app showed everything i need and started working on the saving some funds for investing. i could built my portfolio on the bunq and made first purchases of shares.”
“for personal finances, has everything. For a higher level than that, not sure. The focus here is clearly on the app, and the AI tools, and also keeping the interest rate high. The Finn AI is quite good, tracking my spending habits very accurately, and I dont have to log anything. Also seems to be getting smarter month by month.”
“Student account was major upgrade for me, it makes banking much simpler and convenient. Just had to sign up and started using without problems. Connected to my apple pay right away. Worth to note it this account was free for students, which I tjought was real dope. Did not see any fees while buying stuff on the internet. Have been paying with bunq app pretty much day in and out seamlessly. On top of that recently ordered credit card so let see how it goes.”
