“The instant notifications after every transaction are useful for tracking spending. Virtual cards for online shopping are a nice security touch. Wish the investment features were more developed though”
“Switched to bunq 8 months ago for travel features. Multi-currency accounts let me hold EUR, USD and GBP without conversion fees. The app is well designed and instant notifications help track spending in real time.
Virtual cards can be created in seconds for online purchases. Sub-account budgeting works well for separating rent, savings and travel automatically.
Where it loses a star: Pro and Elite plans feel steep. Stock investing exists but still basic. Overall good for travel and everyday banking.”
“Travelling with bunq as main banking was both comfortable and easy. I really like online bankings because everything is handled through the phone, and you ain’t have to worry about finding branches and stuff. All you have to do is ask a question inside the app, and 24/7 support will answer quickly. But I didn’t need to use the support, because fxzero was working fine and also Finn was there to advice on how to make my travels less pricey.”
“It’s cool that the ATM withdrawals are completely free of charge with the pro account. But it’s kinda limited, only 5 times free of charge in a month.”
“Using bunq for about a year now as my primary bank. The sub-account system for budgeting works well, I have separate pots for rent, savings and travel expenses that auto-distribute when my salary arrives. The app is clean and responsive.
What holds it at 4 stars is the investment features. Stock and crypto options exist but feel basic compared to dedicated platforms”
“Tried bunq because everyone was raving about it. Its good, not revolutionary. The multi-currency accounts work well for travel but the Core plan feels limited.”
“Switched to bunq Core about 8 months ago. The digital cards are convenient for online purchases and the spending analytics give a clear picture of where money goes each month. International transfers are fast and the exchange rates are competitive.
The one thing that holds it back for me is the limited ATM withdrawal options on the Core plan.”
“Les paiements sont instantanés, j'ai eu aucun délai jusqu'ici, ce qui m'en dit déjà beaucoup sur eux. Mais c'est pas tout, bunq a une fonction appelée paiements programmés, qui est très pratique quand tu dois gérer plein de transactions (trucs du boulot). Au final, l'appli paie toutes les factures etc automatiquement, ce qui m'enlève cette responsabilité. Ça me libère du temps”
“j'apprécie le plan elite mais mec 10 balles par mois ?..ça pourrait être moins cher à notre époque digitale à mon avis...en tout cas ça vaut le coup de l'avoir”
“Die sofortige Kartenkontrolle ist ein Lebensretter! Ich hab meine Karte verloren und konnte sie sofort vom Handy aus deaktivieren. Keine Panik, keine Anrufe… du hast die volle Kontrolle und ich liebe es”
“Ik heb vorige week een account geopend en nu al kan ik zeggen dat ik deze banking-app fijn vind. Nog steeds aan het ontdekken en nog steeds nieuwe functies aan het vinden. Ik vind het concept leuk en de mobiele app is zo makkelijk te gebruiken. In het begin kan het overweldigend voelen, maar er zit een logische volgorde in en na een paar dagen leer je het menu en weet je waar je functies en tools moet zoeken”
“No le encontré el sentido a la integración con Bizum. Preferí usar ambos por separado. Bunq funciona mejor en mis viajes largos de negocios. Fácil abrir cuenta bancaria extranjera sin papeleo.”
