“Bunq turns out to be a very reliable online banking option. They are not only regulated, but also offer a deposit protection of up to €100,000 by the DGS scheme. Defo legit 👍”
“Interest rates on savings accounts aren’t so high anymore and that is a sad part to be honest. Anyway, the bunq app is built for comfy moneey management. I liked the dark mode. IBANs help me a lot when I need to send money abroad.”
“Opening an account took around 5 minutes, and most features were easy to locate after 2 or 3 sessions. I guess it’s cuz of the layout, it’s very modern.”
“It wasn’t my first neo bank experience so I can compare. Bunq is better in certain things than the average neo bank:
More effective budgeting system that allows to customize ibans like you want
I’d say a more effective premium plan. It made a difference in saving on some fees.
What I don’t like though, is their support. Sometimes it seems better to ask finn that wait for them,.”
“Uhh... opening an account took longer than advertised. It’s not 5 or 10 minutes, I’d say 20-30 minutes. Once in though, it’s smooth. So far I’m on an elite subscription. ;P”
“The most intriguing thing was being their support, which seemed to have mixed reviews. Tbh it’s not that bad like people says. Better to use their SOS hotline for better response time.”
“Ich war ziemlich beeindruckt zu sehen, dass sogar Kinder ein Bankkonto bei bunq eröffnen dürfen. Früher hatten wir solche Möglichkeiten nicht lol. Jedenfalls ist es aus mehreren Gründen ziemlich cool:
- Einfach Taschengeld schicken
- Kann seine Ausgaben leicht kontrollieren
- Sie lernen von klein auf, wie man richtig mit Geld umgeht, was für die Zukunft entscheidend ist.”
“Bunq is my budget saviour for real! I am in love with how easy this app makes managing my monthly savings goals. I didn’t get it in the beginning, but finn explained to me well how to understand my spending habits, which changed my mindset. My only real issue is that customer service might be slow to answer, but it’s doesn’t happen regularly. All in all, I can’t imagine going back to a regular boring bank anymore”
“The banking license and regulation ensure that capital deposits are fully protected under standard regulatory frameworks. The deposit insurance is up to 100k euro, which is more than enough for me. Won’t keep more than 50k anyway, so I’m fully secured”
“sono un'app bancaria forte con offerte solide, (una delle più avanzate del settore).
-Sono regolamentati come le banche convenzionali di alto livello nell'UE. Questo mi ha fatto passare alla loro app dalla mia vecchia banca.
-Hanno un'opzione per acquistare cripto. È buono quando le banche lo permettono - non solo rimanere bloccati nel tradfi.
-In più - l'opzione cripto è supportata da Kraken. Questo è un segno di qualità.
Certo, hanno le loro cose su cui devono lavorare come accelerare le risposte del supporto (specialmente quando si inviano richieste il venerdì), ma nel complesso sono legittimi e davvero neobank📱”
“It’s quite a lot to process, especially after using a simple mobile banking app. Imho bunq had far more features, so the first month I didn’t come out from their blog and help center sections. Waiting for responses from support wasn’t a good idea. Compared to usual bank call centers, they’re slow. But as soon I learned about features… oh this app become a real problem solver in certain situations”
“always had some skepticism towards fintech companies. Did quite a bit of research before signing up, and Bunq seems very solid. Still learning some of its features though”
“From my experience, fees are more or less similar like everywhere else. Unless, it’s pro and elite plans that give some free monthly transactions and ATM withdrawals, I felt I paid the same money for my banking. However, I really liked the app. It’s simple and works almost without freezing. I don’t have an iphone or another fancy phone, yet it works flawlessly.”
“The big reason I chose an online bank like bunq is because it’s modern and the application is actually comfortable to use, which is the biggest downside of traditional banking. The app used to lag a lot and transactions would go very slowly.
Bunq cleared those issues tho. They don’t have IRL brunch, so they focused on their app a lot, and made it decent. Apart from smooth experience and modern interface, my favourite thing in the app are spending limits and insights. They help to manage money, otherwise I spend all of it”
“Sometimes I can’t understand them… Like what happened with the wheel of fortune. They used to have it, then cut it, but now again it comes back. And this happens with many features!! Some good ones disappear, while some unnecessary one like mentioned wheel of fortune come back.
In other things, bunq is pretty alright. Effective subscription, many features to make banking more comfortable.”
