“Using bunq for a year. Sub-accounts for budgeting are the standout feature. separate pots for rent, savings and travel auto-fill on payday.
Metal card looks great. International transfers fast with competitive rates. Hard to imagine going back to traditional banking.”
“Switched to bunq Pro 15 months ago. Multi-currency accounts let me hold EUR, USD and GBP without conversion fees
Spending categorization is accurate most of the time for budgeting.
Virtual cards for online shopping add security. I create one per subscription and delete instantly if needed. Card freeze from the app gives peace of mind.
Investment side could be better. Stock and crypto exist but feel too basic. For banking the feature set is comprehensive.”
“wat betreft de visuele aspecten van de mobiele app, kan niet zeggen dat ik er fan van ben, maar de widget-layouts, de functies die het heeft, en het gemak van accountbeheer, daar wint Bunq zeker.”
“Unas palabras sobre toda mi experiencia con bunq hasta ahora. Registrar una cuenta, todo el procedimiento está simplificado al máximo. Incluyendo la verificación. Y muy rápido también. Elegir un plan es un poco más difícil, hay 4 planes pero tantas funciones que cuesta saber al principio qué necesitas y qué vas a usar. El período de prueba viene muy bien aquí… 30 días es suficiente para explorar todo y decidir”
“J'aime utiliser l'appli bunq parce que c'est simple à comprendre, clair à suivre dès le début. Je mentionnerais le zerofx - ça me permet de payer à l'étranger sans frais de change supplémentaires sur les plans éligibles. Bien pratique quand je me déplace entre les pays ou que je dépense dans différentes devises. Juste parfois ça m'énerve quand j'oublie de couper les notifs :D”
“I was pretty skeptical when I first heard about bunq because the whole neobank space feels crowded with apps that promise everything and deliver half of it. but after 10 months though I have to admit its earned the 5 stars
What convinced me was the travel experience. I went to Japan, Thailand and Portugal in the same quarter and every single transaction went through at competitive exchange rates with zero fees on the Pro plan
The Finn AI assistant is better than I expected. Its not perfect but for simple banking questions it saves time versus waiting for a human agent”
“Switched to bunq 6 months ago because I travel for work and needed a card without foreign exchange fees. Multi currency accounts are useful and the app is one of the cleanest banking interfaces I have used.
What I appreciate is instant spending notifications. I know my balance in real time without guessing. For an online bank it feels well put together.”
“Pour les voyages, bunq a été une bonne banque de secours pour moi. J'ai utilisé la carte au Vietnam pendant les vacances et j'ai eu des notifications instantanées après les paiements, ce qui m'a rassuré. J'aime aussi pouvoir limiter la carte rapidement dans l'appli.”