“Not sure about the long term value here, i mean all looks really modern but all in one app without real managers...idk, at least one office needed imho
The fees are fair. No complaints here”
“bunq is a good digital bank. even though it feels very different from what i’ve used before. All operations go through the mobile app without contacting a personal manager. That’s something new to me. The price on the fattest subscription is kinda high 2bh, but it’s worth it.”
“Multi-currency setup works Flawlessly, and Being with Dutch bank, feels safer than other options.
NoT THAT I dont trust French or Brits, but ... I don't trust they will not change their rules..”
“The same transactions, but saving here more. I compared my monthly banking expenditure head to head: bunq vs the biggest bank in my country. To my surprise, this neo bank is more affordable. Maybe because they run the business online, maybe it’s really their advantage over the others
Something like 5 euros for swift, which can be even saved on pro and elite plans. Pretty generous/”
“If you compare Bunq to Revolut, then after using both of them, you will definitely come to the conclusion that in some important aspects, Bunq leads. The biggest for me is that it's properly regulated. It has a Dutch deposit guarantee scheme up to €100,000. And at the same time, its constantly growing. But for Revolut, I'm puzzled about its Russian oligarch funding...”
“I like this feeling of simple account managemtn, actually it's like i'm my own bank accounts manager - all done withina few clicks, not going to a local branch”
“Interest is good. Seeing real money added to my savings balance every Tuesday, weekly, is amkign me motivated I feel like. I dont have to wait till end of year... Rates are very competitive, although they have been getting lower. For an EU-regulated acc, still some of the best. Just wish the app layout was cleaner a bit.”
“Seltene Situation, in der die App nicht versucht, dich zum Abonnieren zu bringen, indem sie die Anzahl der Funktionen in einem kostenlosen Plan einschränkt. Ja, mit der bunq-Gebühr konnte ich nicht viele Budgetierungsfunktionen nutzen, wie den Gehaltssortierer oder Ausgabenlimits festlegen, aber was das Banking angeht, war es immer noch in Ordnung. Sofortige Zahlungen, virtuelle Karte für Online-Einkäufe, sogar 1k pro Jahr für gebührenfreie Devisenwechsel, genug für jemanden, der nur einen Urlaub im Jahr hat💀
Doch die Abonnements sehen nicht super teuer aus. Soweit ich weiß 4, 10, 19. Weniger teuer als eine wöchentliche Tasse Kaffee. Aber wenn es einen Unterschied für dein Geld macht, ist es jeden Cent wert”
“Grazie al conto ELITE, sto accumulando il doppio dei punti bunq rispetto agli altri piani di abbonamento. Ne ho già usati alcuni, ma sto risparmiando per qualcosa di grosso 😁”
“Would recommend this online bank. Have good experience with it. Opening account procedure was really fast and simple, same for verification. Choosing plan to use is a bit tricky and needs proper assessment of each plan and the features it comes with, but best way for that is to use the 30 day trial period and explore all the features. After 30 days I decided to use the core plan for now. It has everything I need.”
“The reason I opened a bunq account was the joint account features. It’s really useful for household expenses, we pay for everything with one card now.”
“Not a bad bank for everyday useage. yes it has some negatives, and plans are not well balanced. but i give them credit for stable usage and features.”
“they offer different services linked to their plans like google pay - it's one of the reasons i chose this neobank tbh. Makes my life much easier. I feel with more ai integrations theyre gonna be among the drivers of banking of tomorrow”
“I've seen some complaints about bunq, people talk about support, for me it hasn't really been an issue, and I think majority thinks the same too. What I don't really get is benefits of Elite compared to Pro, because yes they offers some travel stuff e-sim and all, but 4GBs is a joke😂 I can watch 2 yt videos and those are over. Also if you don;t invest or do crypto then discounts are not important. perhaps this plan needs better savings,a nd that would make me consider upgrading from Pro. As of now, im good where I am.”
