“compared foreign exchnage rates of bunq with those offered by other neobank apps - for exmaple, noticed that some east asian currencies rates better work with bunq. got me inetersted in spending more time suing the bunq app hinestly. currently exploring more, so far posivitive vibes.”
“It’s more than a banking app for me. Exactly where I started my investing journey, no regrets considering how global etfs raised in recent years. It’s even worth it to pay for an elite plan as I got a generous discount, saving much on investing fees. Forgot about saving accounts, though they offered not only euro deposits.”
“why not make like 70-80% of the app to be AI?..guess itd expand the expereince of curstomers really neobankish imho, just more rigorous security controls would be needed and thats it....at least when it comes to working with different accounts, maybe will see it in the near future”
“idk why wont they introduce other plans, like more specific. for example, something with higher savings interest...I mainly want to grow my savings without paying extra for features I rarely use”
“good for money management so to speak. awesome sub accounts for saving and budgeting all my spendings and all my family.
got bunq plan for my parents too. they are not that into the new tech so I have to manage their spendings too”
“Online banks are here, and there are more of them with each year. BUt I went with bunq because they do have a history and they were among the first to get the licence in eu. I saw it on the news and back then i wasnt familiar with the term neobanks, but now I know how they operate. Its all in the app and i apprecaite that. cant imagine going myself to the bank in 2026. if its all good from the phone then customers are going to be happy.”
“I had an interesting journey with bunq… when i started i was so excited about each feature, and a bit overwhelmed must admit. I want to understand and learn each one so I won't miss smth good and useful. Now I only use the basic features. The excitement wears off pretty quickly”
“Indeed, don’t split the bill anymore. App is good overall, but the real gem was its feature of easily resolving disputes of who is needed to pay in the restaurants ahaha.”
“only downside is the sub cost, it really is there, but last 2 years, its been actually dropping. i remember they had the 9 euro sub fee, now the good feature set is just under 4 euro, and it has everything I could ever need, aside from 'free' insurance. So I think the direction of their travel (no pun intended) was a good one.”
“I put some usdt into bunq account and spend it cash using card and also app. Transactions were fast with no freeze or anything like that. Recently Ive bought some crypto directly in this app without using other services which I think was nice user experience. No switching between other apps. The dashboard for buying and selling crypto looks minimalistic, unlike others where you see dozens of buttons and ads, and you get lost in it without knowing what to tap.”
“My girlfriend show me app couple of month ago, honestly did not pay attention to app. She actually explained a lot of feature of the bunq but i still was not sold on it. Out of boredom got signed and read a features and was amazed by the functionality and capabilities. We got account for couples and never looked back. It sorted out our mutual spending.”
“I know many have already written, but here is one more review about the features. There are many features, and some of them are really useful. I love all the budgeting tools and features”