“Bunq turns out to be a very reliable online banking option. They are not only regulated, but also offer a deposit protection of up to €100,000 by the DGS scheme. Defo legit 👍”
“Interest rates on savings accounts aren’t so high anymore and that is a sad part to be honest. Anyway, the bunq app is built for comfy moneey management. I liked the dark mode. IBANs help me a lot when I need to send money abroad.”
“I mean, yeah
this has everything, comparing this to banks like Credit agricole or Deutche is not even fair. The stocks investing was one thing, sure in bunq its better. But the crypto investing is really where it is next level.
I mean, so flexible, and so easy to pay for it... Money never leaves my bunq account, but I still have the coins I bought. Directly inside the UI, all of it. Even earn staking on my bought SOL. That is kind of crazy.”
“I mostly use the app for everyday banking, but recently I also started getting interested in stocks… All in all, I’m happy to buy my first share here. I bought NVDA, believe in it long term”
“Ich hab einfach alle meine regelmäßigen Zahlungen auf einen automatisierten Modus gestellt, sie werden alle pünktlich bearbeitet, und wenn es Änderungen gibt, nehme ich nur kleine Anpassungen vor. Und es funktioniert in beide Richtungen: einige meiner engen kontakte sind einfach für zahlungen automatisiert. Funktioniert stabil. Hatte bisher keine probleme damit.
Und dieses nette extra - die metallkarte + personalisiert, so cool. Keine generische finanz-app”
“La verità sul servizio di supporto è piuttosto nel mezzo… Non ho avuto problemi con la loro hotline, ma immagino dipenda dal piano che hai. A parte questo, il banking è semplicemente migliore di quello tradizionale…”
“Opening an account took around 5 minutes, and most features were easy to locate after 2 or 3 sessions. I guess it’s cuz of the layout, it’s very modern.”
“It wasn’t my first neo bank experience so I can compare. Bunq is better in certain things than the average neo bank:
More effective budgeting system that allows to customize ibans like you want
I’d say a more effective premium plan. It made a difference in saving on some fees.
What I don’t like though, is their support. Sometimes it seems better to ask finn that wait for them,.”
“Originally, bunq was my only way to do mobile payments without docs. It helped that I didn’t need a local EU ID to perform transactions. Didn’t even need to go anywhere else to open a bank account and virtual card. Now, when I got docs, i just don’t feel I need to switch to another bank. Stable transactions and the same level of convenience, for what I actually liked this app.”
“didn't actualyl think i'll be using a ,neobank, but I guess i didnt know much about them... its in the app and it works good. dont know why you may need 25 ibans, but 3 of them i use for different spendings.”
“Uhh... opening an account took longer than advertised. It’s not 5 or 10 minutes, I’d say 20-30 minutes. Once in though, it’s smooth. So far I’m on an elite subscription. ;P”
“The most intriguing thing was being their support, which seemed to have mixed reviews. Tbh it’s not that bad like people says. Better to use their SOS hotline for better response time.”
“Ich war ziemlich beeindruckt zu sehen, dass sogar Kinder ein Bankkonto bei bunq eröffnen dürfen. Früher hatten wir solche Möglichkeiten nicht lol. Jedenfalls ist es aus mehreren Gründen ziemlich cool:
- Einfach Taschengeld schicken
- Kann seine Ausgaben leicht kontrollieren
- Sie lernen von klein auf, wie man richtig mit Geld umgeht, was für die Zukunft entscheidend ist.”
