“Downloaded the app from Google Play and honestly I'm impressed. My previous bank's app was crashing all the time, while Bunq runs smoothly. You can tell professonal developers built it - for sure....
also, it aitn just bnaking app, it is full fintecth company, here it it nost just boring deposit earning, but actually whoe ecosystem that has : investing option, eSim offering, travel insurance,foreign IBANs, special flexible foreign exchnage rates, money transfer ....and more and more, fr, worthy neobank”
“I liopening a bunq account and processing verification was quite smooth. I didn’t struggle with bureaucracy here, all it takes is uploading a few documents, and you get a free bunq elite subscription.”
“solid neobank, not new but I like that its being updated regularly, and has many unique features...
compliance checks, sligthly aggressive. My account faced a sudden review lock after a larger transfer, than I usually do.
It was resolved though, in 2 days. So no hard feelings for now.”
“The bunq features are so useful when you are constantly moving between countries. I work online, so I love to travel around the world a lot, and I guess bunq is the best option for it. The app automatically applies the official spot exchange rate on all of international transactions, meaning I never get hit by unexpected retail conversion fees while abroad. The subscription plans are a bit expensive btw, but they worth it...”
“Choosing the right plan is the toughest challenge. Hard to switch to free and core plans after trying out everything on Elite. But I don’t think elite is much better than pro, unless you need some extra discounts on investing fees and foreign transfers, or just want travel insurance, which is not deficit much. Long story short, for now I’m with a pro.
Worth its money actually…”
“Their priority sup is not bad at all. Another perk of pro subscription to get faster assistance. The key word is “faster”, not “fast”. It still can’t match with some offline bank call centers.”
“honestly, i open bunq as a second account and ended up here as a l;oyal customer.
THE most impressive thing about them is all operations go through online without much paperwork. I’m glad that I renewed bunq elite subscription.”
“Started recently, and setting up my acc was easy, and i can note these poitns:
opening secondary accounts takes seconds
instant card funding works fine (i once made like 9-10 payment ina row, all done without visible delays)
balance updates show up without lag - the date gets loaded pretty fast
i started with the core, after readin their features - comfortable to start imho if you're just deciding still though others would say the free is just to start, but it feels a bit limited for afull exposure.”
“Bought a pair of Ray-Ban glasses using a virtual Bunq card. Payment was fine...would be nice to see special cashback for online shopping too..eem,,but yeah, kinda fine bank”
“It’s the place where I could figure out how to manage my money. I used to be a heavy spender, but now I have reconsidered my habits. What helped, is the automation of this bank. Budgeting services are directly linked to accounts and can be customized like you want. Salary sorter was unmatched when it came to reducing emotional impact.”
“I absolutely love working with my bunq subaccounts - it's pretty easy. I have 7 and not feeling eoverhwlenmed at all. yeah, juts like that - i can say mangaing my money doesn't make me feel stressed tbh”
“I like getting instant alerts after every coffee, train ticket or hotel charge. Everything feels transparent and it gives me peace of mind. I can easily spot big holes in my budget. I’d say bunq is nice for active users, not for those who open the app once a month.”
“- regulated by DNB (the Dutch Central Bank)
- deposit protection of up to €100,000
- millions of users around Europe
- modern application, better compared to traditional banking
- cheap account subscriptions
Overall, bunq deserves 5 stars”
“not sure why people complained about Finn, he is perfect to me. Replies instantly, understands what I want even if I phraseed my sentence bad, and gives links to solutions, sometimes solves my question directly. Its better than any chatbot Ive ever seen tbh”
“Of course when you use something new, it can be hard to get used, especially smth involving money. Thankfully, my adaptation with bunq was relatively painless. It all started from having a banking app with stocks integrated in it. Found it better to save my money in stocks and etf rather than bank deposit. Terms were great even on a free acc. 3 months with no commission. Cool stuff.”
“Non devo nemmeno installare app di trading separate, è tutto lì nell'app bunq. Offrono sia trading di cripto che di azioni, e le commissioni non sono male con l'account elite…”
“Ich bin jetzt seit ungefähr einem Jahr hier. Bunq hat mich tatsächlich auf eine gute Weise überrascht. Die App ist sehr intuitiv und ich mag, wie einfach es ist, mehrere Bankkonten für verschiedene Ziele zu erstellen. Wenn ich jemandem Geld schicke, gehen die Zahlungen schnell und ohne Verzögerungen vonstatten. Allerdings sind die Gebühren ein bisschen happig, aber ich denke, es lohnt sich, weil ich viel mehr Vorteile bekomme.”
