“I was embarrassed to admit I had been tricked in a romance scam, but VALTON-PRO.com handled my case with compassion and discretion. They never judged me—just focused on getting my money back.
They investigated the digital footprint of the scammer, worked with financial institutions, and kept me updated at every step. Their professionalism and emotional support were just as valuable as the recovery itself.
In the end, they helped recover most of what I had lost. If you’ve been scammed—no matter the situation—don’t stay silent. Reach out to VALTON-PRO. They really can help.”
“Please stay clear of this company their interest rates are sky high. They are not very supportive and the team are very patronising. There are much better providers out there and I will no longer be referring clients to this facility.”
“At first the card was fine they gave me $32,000 based on my credit then later on lowered my card to $18,000 for whatever reason. Texas had two hurricanes one in July we had no power a week I called and informed them I would be late then August we had another hurricane and again no power for a week I called again to communicate the issue asking for a courtesy. So far it's been awful they have had my account under review pretty much since July it seems as if they closed it. I've been calling for months asking to speak to a supervisor to review my account showing I never been late past two years. They can never give a strait answer on when my account will be active but each month still looking to receive payment, I don't recommend this card unless you pay full balance each month, the fees are insane ! Stick with American Express and chase they give you large amounts and don't cut your card off with no explanations besides oh you were late. I was only one week late each month and I called in advance. Literally avoid this company there are many others out there that treat customers better.”
“Unjust Fees: Capital on Tap advertises high-limit business credit cards but imposes excessive fees and surcharges. When payments are not made in full, instead of applying a standard interest charge, the bank applies multiple, unfamiliar interest fees. This practice is both misleading and unfair.
Customer Service Issues: The customer service team has been unhelpful and unresponsive to business owners’ concerns. I was informed that they do not assist customers adequately and experienced delays and inadequate support, including being asked to troubleshoot technical issues.
Account Closure Policy: Accounts are closed if not used within 2-3 months, which is a highly restrictive policy. Additionally, the fees charged are exorbitant, including a 35.99% interest rate, and various additional charges.
Questionable Business Practices: Capital on Tap operates out of the UK, with a registered address that is a residential property. Their U.S. operations, based in Atlanta, raise concerns about their professionalism and regulatory compliance.
Payment Denial and Charges: Despite paying the balance in full, my transaction was denied, and I was charged hundreds of dollars in interest and additional card fees.
These practices suggest a lack of transparency and professionalism, and I request a thorough review and resolution of these issues.”
“8 years in business and this is by far the worst company I have ever associated myself with. Yes, they do give you high limits. Mine was 30k, but who wants to deal with jumping through hoops to make account changes and updating banking information. They literally tried to make me and I just closed the damn account. AMEX is by far my favorite. Please consider them these guys are complete trash. 30% interest the nerve.”
“After courting us for over 5 years to sign up, we finally decided to join Capital on Tap in order to put our advertising spend through the card and benefit from the 1% cashback.
Our balance was cleared quickly and usually in full, enabling us to benefit from up to £200 cashback a month while paying minimal interest.
Clearly, Capital on Tap did not like this and decided to close our account within just a few months of use, I can only assume due to the lack of interest they were receiving.
We are a profitable company and posted significant net profit in the last quarter alone, so something here simply doesn't add up.
I would highly recommend using any other company. There are many business cards out there who will not lure you in with perks only to close your account if you're using it too efficiently. Very predatory tactics.
The points we accumulated over the past 6 weeks (a total of £270) are also now not available, which seems like a breach of contract although I'm sure they have made sure it's in the small print somewhere.
We avoided them for so long as they seem like a dodgy company - our instincts were right! Avoid at all costs!”
