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Cheers Reviews

4.7 Rating 101 Reviews
99 %
of reviewers recommend Cheers
Read Cheers Reviews

About Cheers:

Cheers is committed to building credit on autopilot, empowering 45 million underserved Americans to achieve financial freedom.

Visit Website

Email:

support@cheers.credit

Location:

130 W Union St,
Pasadena
California
91103

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Anonymous
Anonymous  // 01/01/2019
Cheers helped me reach a 700 credit score! I’ve been using Cheers along with my credit card to build my credit, and I’m really happy with the results. Reaching 700 is a big milestone for me, and it could save me a lot of money when I refinance my mortgage. I’m also feeling more confident about applying for cards like the American Express Gold or Platinum so I can earn more rewards on my everyday spending. Definitely recommend giving Cheers a try!
Cheers 5 star review on 3rd May 2026
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Posted 6 days ago
What stood out to me about Cheers was how beginner friendly everything felt. I didn’t have to spend hours researching or figuring out complicated steps. Even when I had a question about reporting, the support team answered really fast and explained everything clearly.
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Posted 4 minutes ago
Customer service was actually really helpful and responded way quicker than I expected.
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Posted 7 minutes ago
I’ve been using Cheers for a couple months and it’s been a positive experience overall. Nothing life changing overnight, but I can definitely see gradual progress in my credit score.
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Posted 17 minutes ago
I like how simple and beginner friendly Cheers is. Support was responsive when I needed help, although bank verification took a little longer than I expected.
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Posted 22 minutes ago
Cheers made credit building feel much less confusing for me. The only reason I’m giving 4 stars instead of 5 is because I wish there were more plan options depending on different budgets.
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Posted 23 minutes ago
I appreciate how straightforward Cheers keeps everything. It’s simple, affordable, and easy to stay consistent with, but I’d still like to see more app features over time.
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Posted 24 minutes ago
The setup process was really easy and the monthly payments are manageable. I’d probably rate it 5 stars if the reporting process felt slightly faster, but overall I’m happy with it.
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Posted 25 minutes ago
Honestly I was pretty skeptical at first because there are so many financial apps online now. But Cheers has been a surprisingly smooth experience so far, and I like that I can slowly build payment history without needing a credit card. Definitely glad I gave it a shot.
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Posted 26 minutes ago
I’ve been using Cheers for a couple months and it’s been a positive experience overall. Nothing life changing overnight, but I can definitely see gradual progress in my credit score.
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Posted 34 minutes ago
Cheers is a good option if you’re trying to rebuild credit without making things complicated. Customer support was kind and helpful, though I did have to wait a bit for one response.
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Posted 35 minutes ago
My score went up a little after a few months, so I’m pretty happy with the progress so far.
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Posted 36 minutes ago
Been using it for a few months and already seeing small improvements in my score.
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Posted 37 minutes ago
The process was smooth from start to finish. Everything feels very straightforward.
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Posted 38 minutes ago
I like how simple Cheers makes credit building. Definitely less stressful than I expected.
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Posted 39 minutes ago
Good experience so far. Setup was quick and customer support replied fast when I had questions.
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Posted 40 minutes ago
The thing I like most about Cheers is that it doesn’t make credit building feel stressful. The app/process is easy to follow and their support team actually replies quickly instead of sending generic responses. Overall it’s been a positive experience for me.
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Posted 42 minutes ago
I signed up for Cheers mainly because I wanted to start rebuilding my credit after a rough financial period last year. The monthly payments are manageable and I like that everything mostly runs automatically. Seeing my score improve even a little has been really motivating.
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Posted 43 minutes ago
Cheers has been pretty good overall and definitely helped me start building better financial habits. My score has slowly improved, I just wish the updates showed a little more frequently in the app.
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Posted 44 minutes ago
I signed up for Cheers mainly because I wanted to start rebuilding my credit after a rough financial period last year. The monthly payments are manageable and I like that everything mostly runs automatically. Seeing my score improve even a little has been really motivating.
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Posted 45 minutes ago
Honestly I was pretty skeptical at first because there are so many financial apps online now. But Cheers has been a surprisingly smooth experience so far, and I like that I can slowly build payment history without needing a credit card. Definitely glad I gave it a shot.
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Posted 46 minutes ago
Cheers is rated 4.7 based on 101 reviews