"64 Days ( 9 Weeks) ongoing dispute, accounts not even belonging to me\r\n\r\nI filed a dispute with the company regarding four fraudulent accounts that have negatively impacted my credit score. None of these accounts belong to me, and they appear under a misspelled version of my name, \"Morgen Song,\" whereas my actual name is Morgan Sing. This discrepancy alone should be sufficient evidence that these accounts are fraudulent.\r\n\r\nIt has now been 64 days since I initially raised the dispute, yet the issue remains unresolved. Despite this, the company continues to claim that the dispute was only filed two weeks ago, even though I have proof confirming it has been 64 days. Their response time is extremely slow, communication throughout the process has been poor, and there seems to be no end in sight to resolving the situation. I would not recommend this company due to their inefficiency and lack of transparency.\r\n\r\nThis situation has caused me to lose an apartment I had been approved for, along with my holding deposit, all because of the company's lack of promptness in addressing the issue.\r\n\r\nWHEN NONE OF THESE ACCOUNTS ARE EVEN MINE !\r\n\r\nIf anyone from Lowell reads this my dispute ID is 5419939\r\n572947\r\n\r\n-447 458 217\r\n\r\n-447 458 225\r\n\r\n-447 458 233\r\n\r\n-447 458 241"

"Lowell are scam artists and crooks!\r\n\r\n\r\n\r\nNormally, a creditor reports the first delinquency date of a charged-off account. This date should remain unchanged, regardless of how many times the debt gets sold. The only circumstance that a date would change is if you got the account current and then stopped paying on it, thereby creating a new delinquency date."