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Monixa Reviews

4.5 Rating 8 Reviews
88 %
of reviewers recommend Monixa
Read Monixa Reviews

About Monixa:

Monixa is a UK-based short-term loan provider offering a fast and convenient way to apply for credit online.

Our application process is designed to be simple, with clear information provided before you borrow and access to manage your account online. We aim to make borrowing straightforward, so customers understand their repayments and options from the start.

Monixa is a direct lender and is authorised and regulated by the Financial Conduct Authority (FCA).

What Monixa offers

• A quick and simple online application
• Clear information about loan costs and repayments
• Online account access to manage your loan
• The option to repay early, which may reduce the total cost of borrowing

Why customers use Monixa

Monixa focuses on making short-term borrowing easier to access, with a digital-first approach and clear communication throughout the process. As an FCA-regulated lender, we’re committed to responsible lending and supporting customers while they’re with us.

Representative Example: Given a Representative APR of 1230%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £99.71. You will repay £598.25 in total.

Responsible Lending: Take a moment to decide if Monixa is right for you. Short term loans are an expensive form of borrowing and may not be suitable for you, especially if you're in financial difficulty.

Visit Website

Phone:

0330 027 0685

Email:

info@monixa.co.uk

Location:

Centurion House,
London Road,
Shaines-upon-Thames
Surrey
TW18 4AX

Write Your review

As I have a poor credit history , I was finding it almost impossible to get even a pay day loan I needed for an emergency vet bill . Fortunately Monixa have taken a chance on me and it was a very straightforward process . Thanks Monixa
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Thank you for your kind feedback. We understand how stressful unexpected expenses can be, so we’re glad we could help when you needed it.
Don’t know the exact what to say land you loan 2 times and then when you pay it fully in advance with no delays then when you apply again automatically decline your application just saying improve your financial situation
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Thank you for your feedback. We appreciate you taking the time to share your experience and will keep your comments in mind as we continue to improve. Lending decisions are based on a range of factors that are assessed at the time of each new application. These criteria can change over time and may also be influenced by updated information from external data sources. For this reason, a previous approval does not guarantee future applications will be accepted, even with a positive repayment history. If you'd like to discuss your experience further, please don't hesitate to reach out to our team at 0330 027 0685 or info@monixa.co.uk - we'd be happy to help.
Helpful in terms of of needs
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Thank you. We're pleased to hear you had a positive experience with Monixa.
Monica were quick and fair,and produced correct customer ervice throughout.
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Thank you for your review. We're pleased to hear we were able to support you.
Very simple to use, fair, reliable
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Thank you for your feedback. We're really pleased to hear you had a positive experience with Monixa.
Quick, convenient
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Thank you for your feedback. We're really pleased to hear you had a positive experience with Monixa.
Very easy and quick payments highly recommend
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Thank you for your feedback. We're really pleased to hear you had a positive experience with Monixa.
Very good service
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Thank you for the kind words and for rating Monixa 5/5. If you need anything else, we're here to help. Kind regards, Team Monixa
Monixa is rated 4.5 based on 8 reviews