“I never had a good or bad experience to see if it works. Fortunately, of course. Nice to know maybe I’ll be covered… USPS, a government ran service, won’t help at all. Even first class mail, which is allowed to file for compensation always deny you regardless of what they claim is a service for The People when a COURRIER loses, keeps, or can’t seem to be able to read or what numbers mean. It’s really bad. So yes, I always purchase this option that Lighter USA kindly offers their customers. Has to work better that government does their work anyway.”