Oh dear I wish I had read these reviews before opening my account. Gave me a credit limit of £125, products arrived no problem, paid over minimum payment now credit facility has disappeared. Spoke to someone on their fb contact page, apparently my account is being "reviewed" so I cannot use credit facility, if I want anything i have to pay straight away. Who operates a company like this????!!! You can't cancel a credit agreement that has been signed and you've already sent me products, how ridiculous. Avoid at all costs if I were you.