El Dorado bank . Comenity Capital Bank stay away from them. They are horrible to get loan from. My home got destroyed in Florida hurricane 2023 and they put me on disaster relief. I had to move out my house and they reported to my credit report I didn’t pay but gave me few months. I call ask speak to manager black lady and she said I’m sorry but I can’t do anything. I told her no one told me it would go on my credit. I’m big on paying my bills and keeping my credit up. I tried fighting the Blucard but no help. Than I make my payment they system show I paid but money still in my account. I call ask but she tell me they have it and I had send in my bank statement to show on date than they go back report late. The furniture was $12k and I paid most of when purchase just $2500 build my credit even more. This loan is good lender to get card from Comenity Capital Bank.