Would not recommend this shocking company. Wish we had read reviews before signing up with them. If your cat is over 10, forget it, your premiums go up as well as excess and when you try to claim, you then find out you are not covered for certain treatments, e.g. blood tests, certain drugs, cremation etc. As for the up to £1000 death insurance which is stated on the policy, that's a laugh! It goes on how much you paid for your cat, whether death was an accident etc. As our cat just decided to live with us, we didn't pay anything for him and he died of anti freeze poisoning which, apparently, isn't an accident, he obviously ate it on purpose! They tell you to read the handbook which we never received although requested on several occasions. Use this company and you will make a very expensive mistake!