Like so many of the other comments, I cancelled my CN insurance, I had six months left, I was initially told that I would get a 20% refund! As I had paid my insurance in one go. Great ! Until I was told that they were going to charge me just over 65% of the premium to cancel? After much laughing with the chap on the phone, he didn’t charge me but I didn’t get anything back. They have had my full payment for the year and still wanted to charge me not far off the same again to cancel !! Sorry C N never again and I have used you several times over the years. Great business model.