Do not under any circumstances even consider insuring anything with these Stetson wearing cowboys,transferred from Bennett’s as I needed multi bike modern and classic for 4 bikes,received my documents and found I’d been charged £61 for breakdown cover,rang for a refund and was told it’s included,however under ADDITIONAL COVER section £61.55 had been taken.At no point during the quote was I asked about breakdown as I’m already covered by Green Flag.Now they are refusing a refund,and will charge me £50 to cancel plus an additional admin charge ( think of a number)Complaints procedure is a joke as no one replies . Also seen on my policy that they receive a profit share if Breakdown cover sales are reached. STAY AWAY!!!!!