I signed up for a policy although they haven't updated in the system and been running "without insurance" for two weeks. I was stopped by police and when they called JMI to verify that there was a mistake in the system the operator told the police, there is no policy under that reg number. Then I had to call them sitting in the back of the police car, ask for a manager and verify I had the policy to update in their system. Not to mention that I asked them to add a second bike to my policy and been told I have to sign another policy and can make a quote online instead over the phone. Avoid like a plague!