Renewal quote £987.96, comparison site quote £774.76 – over 32% cheaper. Never renew direct! Policy Review – Sheila’s Wheels Car Insurance (Policy No. 91354976) I’ve been a loyal customer of Sheila’s Wheels for 3 years, but my latest renewal experience has been shocking. My previous premium was £850.97, yet my renewal quote jumped to an eye-watering £987.96 – an increase of £137 for exactly the same details. The quote was based on the same information as last year – nothing had changed. When I queried this by email, they came back with a so-called “better deal” that was just £10 less. Meanwhile, Martin Lewis’s website reports that car insurance prices have actually dropped by around 16%, yet Sheila’s Wheels thought it was fair to increase mine by 16%. Out of curiosity, I checked MoneySuperMarket – and Sheila’s Wheels quoted me £774.76. Even the AA came in cheaper by around £20, at £756.40. The lesson? Never renew directly with Sheila’s Wheels. They tried to overcharge me by more than 32% compared to their own quote on a comparison site. Loyalty clearly doesn’t pay with them.