If I could I would give 0 ⭐️. It has the worst customer service. I opened a credit card with them when they said I would receive $20 rewards in my email which I never did. I called the customer service and they kept transferring me to a different person within the same team without resolving my issue. I had to tell the same story every time to 3 different people while staying on the call for almost an hour. I just closed my cc after having such a bad day with their service.