Please do not apply for Synchrony bank card for JCP you get a hard hit for applying then they close your card if you dont use it without notice. Only got it a few months ago didnt use it right away. My score dropped 80 points. They apparently have several complaints for various issues uncluding misleading consumers.
Sucks because i have been going to jcp my whole life and have come to know the store employees. Synchriny is a digital bank abd they are the worst experience.
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