Just cleared one of my cards with Newday Off, and the rest will be going as soon as I can do that, they must have loads of bad debts on their portfolio, because good and long standing customers are getting their collars felt, I am frankly sick to the back teeth of letters from this Company, one minute its persistent debt, the next is reduced credit limit, then account suspended, never missed a payment on any of their cards, we have been, as a country through the most horrendous 18 months with the Covid issues, people losing their jobs, or furloughed, god help anybody that might need help from this shower, oh and if someone pays off the balance and asks for the credit card to be cancelled then that is a request that these people should rightfully honour, not try to spit their dummy out....