Similar experience to others regarding John Lewis Partnership Card switch of finance provider. Current credit limit is £10,500; Newday provisionally offered £1,250 but I was declined. I like to think this is a testament to my good money management by paying the card off in full each month and therefore receiving c£50 in JL vouchers three times a year. Appreciate the economic climate is poor but JL need to exercise some caution otherwise their brand could be irrevocably damaged particularly in light of the recent retirement of their ‘Never Knowingly Undersold’ USP. Based on the reviews of others I will save myself the pain and inconvenience of trying to contact Newday’s customer service team and dust down my Nationwide credit card with cash back.