I had a credit card with Laura Ashley as it gave me an extra 10% off my sofa I paid the deposit with the new day card and Laura Ashley went into administration the next day, under the terms of the credit card agreement New day were liable to refund my deposit. When I rang them they told me that they had no records of this and I should be write to them.Nurmerous letters and phone calls still no records. They eventually refunded me after I said I was going to contact the financial ombudsman. I shall not be renewing my John Lewis card.
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