I have New Day credit card as New Day took charge of the John Lewis Partnership credit card from HSBC. Using the card has been disastrous! My account has been suspended and transactions declined three times in as many weeks due to a New Day staff member ticking the wrong box. Added to that New Day have made mistakes which they have tried to cover up. Suspending the credit card erroneously has That been highly inconvenient as I use the credit card to accumulate points at Waitrose and John Lewis. John Lewis say the onus is on New Day to sort out. It has got to the stage now where I am looking around for a different cash back credit card as New Day cannot be relied upon for managing my account properly. I pay my credit card bill off in full each month.