Horrible dishonest unethical company,they handled my disability claim unfortunately.They used shady tactics all the way back starting in December to deny me the ability to return to work.My Dr explained in detail that I could return with no restrictions-for every paper he sent they would keep sending repeats or new ones,each time they recieved a new one they would tell you they needed another 3-7 business days to review it -using this method they managed to delay my short term past a year in an attempt to push me into long term and allowing my company to terminate my employment.Luckily because of my union we are allowed a 3rd neutral Dr opinion or these creeps would have succeded.I will be taking legal action against them once I get back and I would highly encourage anyone reading this to also do the same.Make sure you keep all paperwork they send-get a list of all the calls you make to them-and keep any fax transmittals-if you live in a state like I do which is a 1 consent also record the calls because they lie a lot.They should be shut down.And if your company hired them and you have a union try to push them out like I will be doing'Remember these people dont care at all about you-they will intentionally lose paperwork,stop calling you back,attempt not to pay you,and use any means possible to make your life hell and deny your claim-if that doesnt work they will shift direction and try to keep you out of work in the hopes of you losing your job.Well im trying to raise the red flag for anyone using them beware.