Very.co.uk could stop you getting a mortgage .This is an update .My original complaint stated that a minimum payment of £5 was due on my account .I paid £50 in not realising that if i paid off my buy now pay latter balance i would still owe the minimum £5 payment on the main account . Without any warnings or reminders Very put a mark on my credit file effecting my score . Even a mobile phone company would send a reminder . I received a letter today from Very confirming that this was there policy. No reminders , no asking if i was experiencing financial difficulties just a strike on your credit score . Outrageous i think