Be very careful when taking out a Very account. As a new customer, I purchased an item on the buy now pay later deal to later find out that after the first months credit report with this account I have been marked with a late payment. I was told it was a mistake and the account was not set up with the buy now pay later deal and I now need to make a payment to clear my arrears. I have now been told my account is set up the way I requested initially but the late payment is actually a delivery charge. So be careful and make sure you don't miss anything because there's no second chances or room for mistakes with new customers.