I am very happy with the level of cover for the price and the simple process to take out the cover. My only criticism is that when I downloaded the certificate it looked at first sight as if there were endorsements on there requiring a tracker to be fitted and for the car to be garaged at night to maintain damage and theft cover, which gave me cause for concern. It was only when I re-read it more carefully that I found that the wording for these endorsements was on all policies but they only applied if they were on another list, which on my certificate they weren't. It would be helpful if that part of the documentation could be made more clear and obvious. This is the only reason for me not giving 5 stars.