O/a the experience of purchasing an insurance policy with Yoga was fine. However, I claimed 7 years no claim discount on my application but when I received my paperwork I had only been credited for 6. The result of an on-line chat was Yoga do not believe what you have put on your application but get this from some on line data base. So, if I hadn’t checked, next year I would have lost a year’s no claims entitled. Also, do Yoga do this in the hope that no one checks thus making a saving? I have challenged this and sent proof of 7 years no claims so if someone from Yoga reads this, I expect some money back.