Absolutely useless. I will never recommend Yoga. They have taken my first instalment ( I am so glad I did not pay the annual amount) and said my policy was up and running but I cannot find any documents to download. In fact, their Portal as it is called keeps telling me I have no policies and refers me time after time to it to download documentation, which it does not have ?!!. Trying many times to talk to that useless chatbot Yogi is unreal. No sense whatsoever and cannot answer any questions. Infuriating. I cannot contact anyone or thing on the website, and cannot, probably deliberate on Yoga's part, even find a way to cancel the policy without going to Portal which then won't accept my request. Enough Yoga. you are the worst ever company I have dealt with in 50 years of driving. You owe me £40.65 first payment. This is my second serious complaint in 48 hours, that says something eh! Useless Yoga. I will be contacting the ombudsman about this debacle.