Ok, let's be fair. I've been with LV for a long time, but this year they shoved my premium up by over a hundred pounds and seemed quite snotty about it. "Don't ask the customer service team about the price increase", was the recorded message. So I did anyway and he wasn't interested in negotiating with a long standing customer. I found Yoga on a comparison site. Much cheaper, but I still haven't found a number to speak to a human being. My question being "Am I able to drive other vehicles on this insurance on a third party basis?" I can't find that in the documents they've sent by email. Not sure I'll stay with them. I'll just have to see how it goes. It would be nice if they replied to this with an answer.