“I didn`t believe that some features, bunq provides, can be really charge free. I mean at the ordinary banks, where you need to pay some money for cash withdrawals, money transfers, or if you want to open a card. So, here is a little not like this, because you pay a subscription in order to benefit from this commission's free banking. But, if calculating the monthly charges on the subscription, paying 10euros seems to be much more reasonable, to use good exchange rates abroad and few free atm withdrawals per month. I wish they add this to the free plan, but it`s too much to ask for this.”
“Bunq is as interesting bank and great alternative to many neobanks on the market right now. I have tried its competitors but wasn't really satisfied. In fact, i can't state that it's an excellent bank either, still it offers much more appealing conditions, plans, insurance, full-fledged protection and all that. I believe these are those things which make it competitive! WKeep working on it!”
“it is free to send and receive money, aside from the payments SEPA and SWIFT needs. Especially vs other bunq customers, any amounts, and the QR-codes help a lot too.
That is good.
On the other hand, there exists top -up fees, so when I need to add money to my account, it takes 0.5% (for non-EEA countries is 2.5 afaik).
So its easy to choose: what do you do more, top-up or send/receive. If first, bunq is best, if second, there are options.
That's my view on this, hope my review was helpful in this.”
“Gotta swear, I didn`t ever consider doing all my financial transactions via mobile banking app. But, times change, so to be more flexible and for the sake of convenience, I subscribed to bunq. I`m glad that the functionality is almost the same as usual physical banks provide, of course some features need to be improved, but for the digital bank, very decent service, they offer, unquestionably.”
“I switched to a paid subscription after a free trial in order tp get access to foreign IBAN payment options. That’s rather helpful, a IBAN is generated to enable you pay from your particular place of residence with zero fees. But what you should keep in mind is that you will be paying 10 euros for this subscription plan. So check it on a trial month like I did. Well, recommended.”
“Works well for me. I would not call it a breakthrough though. By the way,with bunq, you can set up a shared account with any individual not limited to a family member circle. It is quite useful! If you have joint financial issues and you have to find bank bills of certain value to exchange money all the time… Just drop it and use any service like this to start sharing access and forget about tiresome mutual payment settlement. AI-powered FINN is another immensely helpful thing.”
“The app’s good, like REALLY good… but, man, sometimes it just lags at the worst moments! 💔 Everything else is smooth as butter, but that tiny hiccup cost it a perfect score. 😭”
“Man it feels nice to pay with your watch😂 I've got my bunq account (ELITE) and all is well. Got gifted an Apple watch a while ago, I wouldnt buy such thing myself, but as a gift its not half bad😅
So they set up bunq and apple pay to my watch, the card wasnt here yet and I still used to make payments from my watch. Still I useit for mostly miscellaneous payments, but anyway it feels good. Anothere surprising thing is that opening a card was much faster and easier than I thought, it was time consuming in physical branches, but here its couple of clicks.”
“Bunq hat super Funktionen und einen guten Kundenservice. Macht es super einfach die Finanznen und Transkationen im Überblick zu behalten. Leider erlebe ich manchmal so kleine Störungen und das nicht nur ein oder zweimal. Sehr frustierend und muss definitiv verbessert werden.”
“Originally, i was not the most trusting person out here but over time this bank proved its reliability to me. However, I lack some options like cashing in via atm”
“Usually i always pay for everything with cash and still can’t get used to paying online or with a bank card. Yeah, it’s funny that i can create multiple bank accounts here but it’s absolutely not for me.
nonetheless, there is another advantage that attracted my attention, the opportunity to withdraw money from ATMs without any commissions. It’s a pity that they allow only 6 free withdrawals from ATMs in one month, it would be great if they increase the quantity up to 10. Anyway, at least they don’t charge a lot for extra withdrawals.”
“Funny thing that I discovered this app, when I spent at my local bank 4 hours of waiting time to simply get my new credit card🤦♂️😂 So, I searched for option to make financial activities less complicated and time-saving. So far, it`s good and could even replace some physical bank functions, such opening deposits and international money transfers. Yes, I can call this digital bank, as heaven in my money business, still has something to show to fully replace banks, but as whole, bunq is pretty safe and functional. I definitely need to trust them in an environment full of problems.”
“There are a wide selection of tools for money management that are indeed helpful. I use budgeting tools that can impact my financial literacy to a better side. Though, there is room for improvement.”
“the only reason why i joined the bunq was because even my colleagues at work started talking about them. We know how important it is to choose a reliable and trustworthy financial bank nowadays.
So after signing up, i was surprised by how easy i was able to maneuver around my personal area and mobile application. Everything is intuitive and it was not challenging to comprehend how various functions work, thanks to their finn ai assistant. It’s much easier and comfortable to ask questions finn 🤖 instead of contacting with slow working support team from my perspective.”
“This digital bank deserves to be on any smartphone of any modern person. The best thing that this app can do, is to save your time and nerve cells from financial activities, where in a few years ago, could be done only by your physical appearance at the bank.
Now, everything becomes simple, whether you need to make a deposit interest, open a foreign bank account or physical card, you can do it in minutes, without leaving your home.
Certainly, there are areas of improvement, such as app stability and more features available at lower cost plans, but as a whole, this app is a must have today.”
“I thought that I would use BUNQ strictly for... savings, because 3.36 of interest is good enough especially if you have large sums on hands.
An yeah, in the beginning things were like this.
Now I have already opened a card, got a metal one and think of acquiring one more for my wife. Everything is fine, app is flying, using the card is just a pure pleasure if only cash back would be at least 4%.”
“Ik gebruik het platform nu al een tijdje en dat is doorgaans een positieve ervaring geweest. Echt, ik kon niets vinden om over te klagen... oké, misschien kan het goedkeuringsproces voor rekeningen gestroomlijnd worden :)
De features zijn makkelijk te gebruiken en de interface van de app is intuïtief.
Het is geweldig voor het beheren van mijn financiën onderweg, met snelle overschrijvingen en veel opties.
Over het algemeen krijgt het de klus geklaard en ben ik tevreden... dus ik heb geen reden om deze bankapp niet aan te bevelen”
“The easy bank pro xl is the coolest plan among other ones. However, I don’t think it’s normal to pay 18,99 euros for this plan but anyway, currently i’m paying monthly for this subscription. I like how many features there're available for us.
Probably, the budgeting system is the best thing since sliced bread. Those who have problems with controlling funds properly like me, then it’s a must have for you, pals. Additionally, whenever I contact the support team, they always respond to my questions on time and without problems.
In conclusion, I can say this bank has got my trust I’m staying here!”
