“I like some of the budgeting tools, but not sure every feature is necessary.
After abt 2 months and roughly 40 transactions, experience is decent, though a few options feel overcomplicated.”
“Somehow 12 months saving is 2.11% but for 24 months it goes down to 1.98% and how that work? I thought for locking for longer you were meant to get better interest”
“For a spender, this app can help in managing finances. Majority of budgeting tools are available for even free plan users, like payment automation features (bunqme, sckeduled pre-set transactions). It was a little bit hard without salary sorter which was available during free trial. Upgrading to pro plan and paying 10 euros for this… not worth it IMO”
“Attualmente ho il piano core e non ha molto da offrire Rispetto al pro. Ingiusto un pochino, tenendo conto che pago ancora per l'abbonamento. Penso che 9 euro siano ancora troppi…”
“Got them like 2 months ago, almost, and since then Ive been exploring the bunq app for my daily expenses - nothinjg big tbh. the sub-account structure is quite practical for keeping finances separately. just works as it should.”
“Me and my girlfriend share a joint account on bunq and it’s made splitting bills so much easier. I like how we get instant notifications on every money movement. We use a bunq pro account, and budgeting tools help us save money more effectively. The price stings a bit, but I think it’s worth every penny.”
“It started for fun, but the more I used the app, the more time I could save. Props to their automation features, like scheduled payments. Though, not everything is available without subscription.”
“Bunq turns out to be a very reliable online banking option. They are not only regulated, but also offer a deposit protection of up to €100,000 by the DGS scheme. Defo legit 👍”
“Interest rates on savings accounts aren’t so high anymore and that is a sad part to be honest. Anyway, the bunq app is built for comfy moneey management. I liked the dark mode. IBANs help me a lot when I need to send money abroad.”
“Opening an account took around 5 minutes, and most features were easy to locate after 2 or 3 sessions. I guess it’s cuz of the layout, it’s very modern.”
“It wasn’t my first neo bank experience so I can compare. Bunq is better in certain things than the average neo bank:
More effective budgeting system that allows to customize ibans like you want
I’d say a more effective premium plan. It made a difference in saving on some fees.
What I don’t like though, is their support. Sometimes it seems better to ask finn that wait for them,.”
“Uhh... opening an account took longer than advertised. It’s not 5 or 10 minutes, I’d say 20-30 minutes. Once in though, it’s smooth. So far I’m on an elite subscription. ;P”
“The most intriguing thing was being their support, which seemed to have mixed reviews. Tbh it’s not that bad like people says. Better to use their SOS hotline for better response time.”
