“As a bank for travelling, it’s a convenient option. The functionality is much bigger compared to any local I used. It was possible to open bank accounts in different currencies, exchange at nice rates, and even forget about converting currency, thanks to holiday mode. Tested it during my trips in Asia and it’s nice.”
“The multiple IBAN setups sounded interesting to me, the value seemed to be there. The monthly fees are a bit high, but on the core version, its not bad. budgeting also adds to it, and overall interest rate seems to offset the sub fee by about how much its worth. So it could be great value, but as it stands, its ok value.”
“Les insights de dépenses c'est assez utile. Je pensais pas qu'ils pouvaient changer ma façon de gérer l'argent et surtout d'être conscient de où va mon argent. Essaie juste un mois de suivre chacune de tes dépenses et je parie que tu seras surpris par le rapport”
“Je suis arrivé chez bunq directement depuis une banque traditionnelle et j'avais aucune expérience avec les banques digitales avant. Ça a été une expérience enrichissante en général. Pour tellement de choses j'ai dû me dire un truc genre : hm, donc c'était possible d'implémenter cette fonctionnalité dans une appli bancaire.”
“bunq gets credit for travel features but the budgeting sub-accounts are what keep me. Automatic salary distribution on payday into rent savings and travel. automation is the real value.
if premium pricing goes up again without new features I will reconsider my mark”
“Initially I didn’t see any value in all those instant card control features, but now I get it. It’s designed mostly for online shopping and with so many shady firms operating online, these features comes really handy in situation when you need to act quickly”
“It’s pretty impressive how they managed to put so many features into one tiny app! I could save, create money pots, send money locally and abroad, automate workflow, do budgeting, and it was only one app for these all. Convenient when you sometimes don’t even have time to download and register with new apps…”
“The metal card from bunq gets attention but the real value is the zero FX fees when traveling. Saved me about 40 euros on my last 2-week trip across 3 countries.”