“There are some good safety features, like delayed payments when your funds are with the bank for 24 hours... still if you dont do anything shady or send money to not verified places you wont run int oany problems. but unfreezing the account then takes time through sos.”
“Really grabbed my attention that they have same interest rate for all plans, it was stange at first. But if you really think about it, makes sense because savings is not the only thing that bank offers. They instead banked on their features and you get other perks for having better plans, and i think it pays off. Like the discount for crypto trading is really something for elite, compared to just a free or core plans.”
“actually...it was my wife who told about bunq - she heard abotu them from her colleague 2 weeks ago. We did some research, then contacted them, tried the free plan. Currently using the pro. Simple - my verdict about them😃”
“My gf told me abt this neobank. I decided to open an account, and she suggested right away Pro plan. But I checked the price, and it was a bit high to me, so I chose bunq Core plan. Yes, I have maybe limited features compared to Pro and Elite plans, but I quite satisfied. Mobile application works quite well, but I wish fees for stock investing were lower”
“i think some features from the pro pan should be also included into the core offerings as well...would be evn more appealing imho and add extra to the pro, dunno...smth with ai”
“For those who complain about support. imho their finn bot can answer any question. Unless you need to make a card refund or smth serious, it worked well for every inquiry. Even educated me in banking”
“de afgelopen 6 maanden gebruik ik de bunq-app - alles is soepel verlopen....
Ik investeer hier in aandelen, de kosten zijn redelijk, zouden lager kunnen zijn naar mijn mening”
“Adoro l'API aperta di bunq. Praticamente è un ecosistema fintech tecnico speciale che non devi inventare da zero. Quando sviluppi le tue app finanziarie, usi strumenti già sviluppati. È quello che faccio.
La documentazione è chiara e diretta....mi piace questa apertura di bunq. La strada da seguire, non mi sorprende che stiano facendo centro - sempre in movimento”
“Finn, the AI assistant, was one of the reasons I decided to try Bunq. It doesn't replace customer support, but it can quickly answer common questions and help locate features inside the app. For routine tasks, it makes the experience feel more modern and efficient.”
“I've downl;olaoded the pdf abut payments to see what kind of fee structure they have. and i think its pretty fair, most of the ones Iwill use are free, or with minimal fees.
topping ups just 0.5% over first €500 a month, and €5 per swift., nice of them to have all of their costs out there, i dont suppose most people read it, but im glad I did before hand”
“The mobile ap[]p of bunq is intuitive, even though I’ve never used it before. But it has occasionally glitches after updates. It takes some time and everything gets back to normal.”
“Finn is een game changer voor dagelijks bankieren. Het fungeert als een proactieve financiële coach, beantwoordt direct vragen over uitgavenpatronen en helpt bij het opzetten van spaardoelen via gesprekken.
In plaats van door menu's te spitten; kan ik Finn gewoon vragen om transacties te analyseren of een budget te maken, waardoor geldbeheer moeiteloos en intuïtief aanvoelt. 5 sterren”
“Their support got better… I really mean it. Since they added priority support, I didn’t needed to file tickets and wait for days anymore. It was major issue of bunq, along with some strange updates...”
“traditional banks - not all of them publish their reports, only the ones that are publicly traded...
But bunq aint publicly traded on the stock exchange, but it still publishes and makes their annual reports accessible for all, ngl....that tells something abt credibility !!
yet, the only thing that I think they need to improve is human support. Sometimes it takes time to get a reply”