“Verification was really simple, did not expect to get access to the banking services this fast. Bunq app was a unique experience, but the pro version seemed a little bit pricy.”
“It took ages to get the physician card but it didn’t complicate my life at all. In the meantime you can use a digital card without any issue. Works everywhere”
“I'm using a bank for managing my multiple income streams. They allowed me to create many money pots and automatically distribute the income to the needed pot. Thinking of firing my accountant lol.”
“It’s noticeable that bunq did its best to offer convenient features for people who actually budget. I created multiple sub-accounts, and separated them for diff categories: fun money, travel, savings, and so on. That makes budgeting more disciplined and clearer. My only complaint is that it would be nice if they add more AI tools in the future.”
“couple of points about the bank:
- support is really slow in the tickets. and some things finn cant handle, this they gotta fix. Theres SOS too but luckily i didnt have to get urgent help so far
- interest rate is 1.51 on average. Bonus is better with the 3.01%. but if your 6months period is over then it makes sense to change the saving strategy.
so you either get to investing or do other things like lock the money for 12 months or over.
second side of banking is spending, and here bunq is nice with all the features and insights”
“bunq app is very easy to use even if you havent used any online banks before. the best part is the notifications that allow me to keep track of every cent and then to monitor where I need to tighten my spendings”
“Not a fan of anything innovative, when it comes to services that rather should remain conservative, still decided to give a shot to bunq because of its features mainly that could potentially helped me to manage my finances better. It was cool before I lost access to these features because of subscription. Still, no reliability issues, which is critical for any banking app.”
“money is protected so it's nice, up to 100k and savings are now better with the bonus, 3.01% . After the first 6 months i was planning to stick it into 12 month.. but then im just doing regular savings and investing instead. proper security in the bank, for sure.”
“Its EUR savings right now is 1.51% base rate, they raised it. I got above 3% for a while, and I also got the 'bonuses' from the wheel for a time, and that was pretty amazing, some increase on top of all of those too.
The trade-off for bunq is that it depends on plan, a bit, and on the country - the availability. Like, for me, stocks are still not there, because they've not accepted my country into the plan. So check for your coutnry, can literally just ask the bot if you're there. It answers simple questions like that with ease, in my experience.”
“I kinda like the bunq app. it’s simple but at the same time very functional. and the navigation doesn’t take time, everything is easy to access and find.
also the security of it is on the high level. never heard of bunq accounts that were compromised or whatever.
the budgeting feature is the thing that I use the most so far. really helpful and it doesn;t need much time for setting up.
the ai support is still not my favorite but I don’t use it that much”
“being a student in Germany it was very convenient to use the bunq app without my documents in place because it takes time after admission.
but I ahd some urgent spendings related to my move to another country so I could take care of it”
“if you want to make money here, then the elite tariff is the best option for you. That’s what i chose for myself, I bought some heavy stocks and a few cryptocurrencies. On an elite subscription, bunq gives you generous discounts on fees, 50% on trading fees for stocks, and 0,25% per trade on crypto which is a real bargain.”
